Thank you for visiting the website of Abacus Insurance Brokers, LLC and its affiliates
(together, “Abacus”, “we” or “us”). By accessing this website (the “Site”), you
acknowledge and agree to accept the following Terms of Use pertaining to the use of
the Site, which constitute a legal agreement between you and Abacus.
Your visit to this Site is subject to these Terms of Use and our
Privacy Policy.
By visiting the Site, you agree to these Terms of Use and our Privacy Policy, which may be
updated by us at any time. If we update our Terms of Use, we will post the updated
Terms of Use here. Any such changes will be effective upon posting. You should consult
the “Terms of Use” bar on this Site each time you visit the Site. If you do not agree with
it, you should not use the Site.
If you have any questions or comments about these Terms of Use, please contact us at
legal@abacus.net, or write to us at Abacus Insurance Brokers, LLC,
ATTN: Legal Department, c/o 1811 Aston Ave, Suite 200, Carlsbad, CA 92008.
1. Uses of Our Site and Content
All content and information, and all trademarks, logos, copyrights, and other intellectual
property displayed on the Site is owned by Abacus or their respective owners. By
visiting this Site you agree to the following with respect to the content and information
on the Site (the “Content”).
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Abacus grants you a limited, revocable, nonexclusive, and nontransferable
right to view, store, bookmark, download, copy and print pages from the Site
solely for your personal and noncommercial use only.
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You may not use any trademark, service mark, or logo of Abacus or any
third party that appears on the Site without prior written consent.
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You agree not to copy portions of the Site (such as by bots, robots, or
spiders that “harvest” the Site), interfere with the functioning of the Site, or
restrict or inhibit any others from using the Site.
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If you download any pages from the Site, you agree that you will not
remove or obscure any copyright or other notices or legends contained in any
such Content. You may not alter or modify the Content in your copies.
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Unless you receive our permission in advance, you may not exploit any of
the Content commercially, forward it as a mass distribution, post it on another
site, or otherwise copy, distribute or modify any portion of the Site.
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If you link other websites to this Site, you may not imply or suggest that
Abacus has endorsed or is affiliated with such websites, and you may not
display this Site as “framed” within another website.
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You may not (and may not encourage or assist others to) violate any law,
regulation, rule, or the intellectual property or contractual rights of others, or
attempt to violate the security of this Site or use or gain access to the
identities, information or computers of others through this Site.
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You may not delete, decompose, decompile, reverse engineer,
disassemble or otherwise deconstruct all or any portion of this Site.
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You may not transmit any virus, worm, time bomb, or similar system
interference or corruptant through this Site.
Abacus has the right (but not the obligation) to monitor this Site for any unauthorized or
objectionable conduct and to take all appropriate actions in response, without notice to
you and we may at any time revoke your right to use all or any portion of the Site.
Abacus may investigate any complaint regarding or suspected violation of these Terms
of Use, and may report any activity relating to this Site to regulators, law enforcement
officials, or other persons or entities that it deems appropriate.
2. International Use
The Site is operated and controlled by us in the United States, and the Content provided
in or accessible through the Site is, unless otherwise specified, directed at residents of
the United States. Despite the global nature of the Internet, Abacus makes no claims
that the Content or the Site are appropriate or may be viewed or used outside the
United States. Access to the Site from countries or territories where such access is
illegal is prohibited. Abacus makes no representations that the transactions, products,
or services discussed on or accessible through the Site are available or appropriate for
sale or use in all jurisdictions or by all users. Those who access the Site from outside
the United States do so on their own initiative and are responsible for compliance with
local laws, rules and regulations.
3. Linked Sites
Abacus does not review or monitor any websites linked from or to the Site and is not
responsible for the content of any such websites, or any products or services contained
on or accessible through such other websites, their terms of use, or privacy policies.
You are advised to review the terms of use and privacy policies of any website that you
visit. Abacus disclaims responsibility for the privacy policies and customer information
practices of third-party internet websites linked from the Site.
4. Transmission to and from the Site
Any communication or content that you send to the Site is and will be deemed to be
non-confidential as between you and us, and Abacus will be free to use, modify,
reproduce and distribute it for any purpose without compensation to you.
5. Password and Security Notification
Certain areas of the Site may be password-protected. You may not attempt to access
any password-protected areas of the Site without authorization. If you have been issued
a password for the Site, you agree that Abacus has granted you limited access to
specific files pertaining to investments relevant to you, and you agree not to attempt to
access other computer files.
All information that Abacus provides to Site users supplying a password is confidential
and intended solely for the information of its intended recipient and/or such recipient's
financial, legal, or tax advisors, provided that such advisors agree not to disclose any
information that is confidential.
You are solely responsible for maintaining the confidentiality of your passwords, account
information, usernames, and/or security questions and answers for the Site, and for
logging off any protected areas of the Site when you finish a session. Accordingly, you
should protect the confidentiality of your password, and notify Abacus immediately if you
become aware of its unauthorized use. If you share your password with a third party,
you assume all responsibility for all such party's activity related to the Site.
6. Limitation of Liability and Disclaimers
Abacus, its affiliates, and their respective officers, directors, managers, partners,
members, shareholders, employees, affiliates, and agents (collectively “Related
Persons”) make no representations or warranties and specifically disclaim any and all
warranties of any kind, express or implied, with respect to the Site and the Content,
including any representations or warranties with respect to merchantability, fitness for a
particular purpose, title, non-infringement, availability, security, accuracy, freedom from
viruses or malware, completeness, timeliness, functionality, reliability, sequencing or
speed of delivery. Your use of the Site and the Content is on an “as is” and “as
available” basis.
In no event shall Abacus, its affiliates, or their Related Persons be liable to any party for
any claims, liabilities, losses, costs, or damages under any theory, including but not
limited to any direct, indirect, punitive, special, incidental, or consequential damages
arising out of in connection with any access, use (or inability to use) or distribution of the
Site, or any Content therein. This is true even if Abacus has been advised of the
possibility of such damages or losses.
7. Governing Law and Forum
The laws of the State of California govern these Terms of Use. Any dispute relating to
these Terms of Use or your use of the Site shall be resolved solely in the state or federal
courts located in San Diego County, CA. You agree to waive trial by jury in any such
action.
Abacus Insurance Brokers, LLC
Social Media Account Disclosures
Please read these Terms and Conditions of Use (“Terms and Conditions”)
carefully.
Abacus Insurance Brokers, LLC (the “Company”) may sponsor accounts on
various social media and networking platforms.
Content and other information contained on the Company's social media and networking platforms (the “Site”) that is
provided by the Company is for informational purposes only, represents the current,
good-faith views of the Company, and is subject to change without notice.
The Company makes all reasonable efforts to ensure that the information contained on
the Site is accurate and reliable; however, errors sometimes occur. You should note that
the materials on the Site are provided "as is" without any express or implied warranties.
The Company does not warrant that the functions contained in the materials will be
uninterrupted or error-free, that defects will be corrected, or that the Site or the servers
that make it available are free from viruses or other harmful components. The Company
does not warrant or represent that the materials on the Site are correct, accurate, or
reliable. You (and not the Company) assume the entire cost of all necessary servicing,
repair, or correction of your property or operations as a result of using the Site.
Due to the highly regulated nature of our industry and as a matter of policy, the
Company does not follow other users and, in some instances, may not reply to user
comments. You are not authorized to post on or transmit to or from the Site any
unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory,
pornographic, or profane material, or any other content that could give rise to any civil or
criminal liability under the law. Further, we reserve the right to review and remove
comments and the right to block comments or commenters for any reason.
For your own security and protection, please do not include personal or account
information in posts or other messages directed to the Company. Please refrain from
posting any comments, positive or negative, on the Company, our products, or
employees. We reserve the right to delete any such postings.
The Company in no way endorses or takes responsibility for any content, advertising,
products, advice, opinions, recommendations, or other materials posted by followers or
other third parties on the Site. Any comments or opinions posted by another user should
be attributed to that user and not the Company.
Hyperlinks to Other Websites
We may occasionally provide "hyperlinks," also known just as "links," to other
companies' websites. We provide these links when we think there are other websites
that may interest or educate you. This is done as a convenience to you and should not
be construed as an endorsement of any website, company, product, or service by the
Company. While we make every attempt to provide links only to those websites we think
are worthwhile and accurate, we cannot be responsible for the content or accuracy of
the information presented on those websites, and we specifically disclaim any liability
for any loss or damages which you may incur, directly or indirectly, as a result of your
use of them. We reserve the right to terminate a link to a third-party website at any time.
Copyrights and Trademarks
The Site's content is protected by U.S. and worldwide copyright and trademark laws and
treaty provisions. By using the Site, we do not grant you any rights to reproduce, sell, or
license any of the content contained herein, except that you may print a copy of the
information contained herein for your personal use only. You may not reproduce or
distribute the text or graphics to others, or copy all or substantially all of the content to
your own hard drive or server. You also may not create a link from a third-party website
to the Site without the prior written permission of the Company.
Miscellaneous Provisions
Social media and networking platforms are public sites. The Company is in no way
affiliated with any social media or networking platform and has no responsibility for its
operations and services. The Company is not responsible for any social media or
networking platform's terms of use or privacy or security policies, or any other third-party
sites that may be linked to by a social media or networking platform site. By using the
Site, you accept at your own risk that the Internet and online communications medium
may not perform as intended despite the efforts of the Company, your Internet Service
Provider, and you.
The Company and its affiliates disclaim, to the fullest extent permitted by law, all
express and implied warranties of merchantability, fitness for a particular purpose, and
non-infringement. If you live in a state that does not allow disclaimers of implied
warranties, our disclaimer may not apply to you.
The “Abacus” name and logo are registered service marks of the Company. For
additional information regarding account security and privacy, refer to our Privacy Policy,
available at: abacus.net.
Your Acceptance of these Terms
Your use of the Site constitutes your acceptance of the terms contained herein. You
may reject these terms by leaving the Site at any time.
Last Updated 04/26/2022
